Visa Direct’s payment funding service using USDC is now commercially available through Inyo Global, allowing eligible businesses to fund cross-border payments outside traditional funding hours.
According to The Block, Visa announced on October 15 that its stablecoin prefunding service had moved beyond the pilot phase. Inyo Global became the first Visa Direct payment processor to offer the service to its customers.
The new option lets businesses prefund the system using USDC for payments they plan to send. According to Visa, this can be done near real time even when traditional funding hours have ended.
Businesses can use it through their existing infrastructure
The service has been integrated into Inyo’s existing payment platform and the API connections businesses already use. Inyo’s customers include money transfer companies, financial technology startups, banks, and payment institutions.
Inyo Global co-founder Robson Dantas said the new funding option is available around the clock and works through customers’ existing connections. Access to the service depends on business eligibility and geographic restrictions.
The change concerns how funds needed on the sender’s side are provided. Sending USDC directly to recipients is a separate service that Visa is also testing.
Pilot launched in 2025 becomes a commercial service
Visa began testing stablecoin prefunding with USDC and EURC in September 2025. In November of the same year, it also ran a separate pilot enabling eligible recipients to receive USDC directly.
The new service available through Inyo marks the transition of these efforts into a commercial phase that can be used in businesses’ everyday payment processes. Stablecoins are thus being used not only as assets transferred between parties, but also as a funding tool for preparing cross-border payments.
Not investment advice.