Individual Crypto Purchase Limits in Russia: Sberbank Expects $46 Billion in Volume

As Russia’s new crypto regulation takes effect on September 1, 2026, annual limits will be imposed on individual investors, while Sberbank projects a transaction volume of $46.4 billion in the first year.

Russia is preparing to subject cryptocurrency trading to new rules nationwide. According to information reported by TASS, the regulation classifies investor access, while Sberbank’s high volume forecast for regulated exchanges draws significant attention.

The main provisions of the law will begin to be implemented on September 1, 2026. Individual investors will be able to purchase the most liquid crypto assets through each brokerage firm for a maximum of 300,000 rubles per year. Qualified investors, to whom the legislation grants broader trading rights, will be able to purchase any crypto asset without any limits applied to these transactions.

Anatoly Popov, Deputy Chairman of the Executive Board at Sberbank, stated that total transaction volume on regulated exchanges could reach 4 trillion rubles, or approximately $46.4 billion, in the first year after the new rules take effect. Popov also noted that this volume could rise to approximately 7.5 trillion rubles, or $87.1 billion, by 2029.

Limits on Crypto Payments to Continue in Russia

The regulation will not permit the use of crypto assets for domestic payments for goods and services. Conversely, cross-border payments may be used in foreign trade contracts between Russian companies and foreign parties.

Existing crypto exchanges will be granted a transition period until March 1, 2027, to comply. Certain provisions regulating the issuance and circulation of crypto assets will come into force on September 1, 2027.